Copilot Pro+ vs Max: AI credits, price and break-even
Data as of · Rows checked on vendor pages – · Page updated
Short answer (as of 30 Oct 2026): Copilot Pro+ is $39 a month for 7,000 AI credits (3,900 base + 3,100 flex). Copilot Max is $100 for 20,000 (10,000 + 10,000). Per dollar of subscription that is about 179 credits on Pro+ and 200 on Max (PlanYield arithmetic). Extra credits cost $0.01 each on both.
Rows checked on docs.github.com on 28 Oct 2026 and 29 Oct 2026.
PlanYield, 'Copilot Pro+ vs Max: AI credits, price and break-even', updated 31 Oct 2026, https://planyield.dev/compare/copilot-pro-plus-vs-max/
AI credits by plan
| Plan | Price | Total AI credits | Base | Flex | Credits per $1 (calculated) | Auto model discount | Resets | Source · checked |
|---|---|---|---|---|---|---|---|---|
| GitHub Copilot Pro | $10 a month | 1,500 | 1,000 | 500 | 150 | 10% off | Monthly AI credits (1 credit=$0.01); resets 00:00 UTC on the 1st; flex allotment can change; Auto model selection 10% off model costs | Verified github.com ↗checked |
| GitHub Copilot Pro+ | $39 a month | 7,000 | 3,900 | 3,100 | 179 | 10% off | Monthly AI credits (1 credit=$0.01); resets 00:00 UTC on the 1st; flex allotment can change; Auto model selection 10% off model costs | Verified github.com ↗checked |
| GitHub Copilot Max | $100 a month | 20,000 | 10,000 | 10,000 | 200 | 10% off | Monthly AI credits (1 credit=$0.01); resets 00:00 UTC on the 1st; flex allotment can change; Auto model selection 10% off model costs (same as other paid plans; the 30% Max promo ended 28 Oct 2026) | Verified github.com ↗checked |
Break-even (calculated)
Pro+ plus extra credits at $0.01 each, against Max, at three usage levels. Max costs less above about 13,100 credits a month. This is PlanYield arithmetic from the rows. GitHub says extra usage may be capped, is not available on plans bought through GitHub Mobile, and that the flex allotment can change.
| Credits used a month | Pro+ cost | Max cost |
|---|---|---|
| 7,000 | $39.00 | $100.00 |
| 13,100 | $100.00 | $100.00 |
| 20,000 | $169.00 | $100.00 |
Past the allowance
Additional usage at $0.01/credit with a budget; may be capped; not available on plans bought through GitHub Mobile.
Models and token prices
GPT-6.1 Terra is generally available in Copilot on Pro, Pro+, Max, Business and Enterprise since 26 Oct 2026 (US; 27 Oct SGT), rolling out gradually; GitHub’s changelog does not list Free or Student. It is billed from AI credits at provider list price: $1.00 input, $0.05 cached input, $1.25 cache write and $5.00 output per 1M tokens up to 272K input tokens, and $2.00, $0.10, $2.50 and $7.50 above 272K. GPT-6.1 Sol is $2.00 input and $10.00 output. Source: GitHub changelog and Models and pricing for GitHub Copilot, checked 28 Oct 2026.
Coming up: Copilot retires Claude Opus 4.8 (stays on annual individual plans), Claude Opus 5 and GPT-5.6 Terra on 16 Nov 2026, per GitHub's 15 Oct changelog. GitHub suggests Claude Opus 5.5, GPT-6.1 Sol or GPT-6 Luna. GitHub's supported-models retirement table still did not list them on 28 Oct. Source: GitHub changelog, 15 Oct 2026.
Recent changes
- Copilot Max's Auto discount returns to 10% Vendor page
- GPT-6.1 Terra arrives in Copilot at $1 / $5 per 1M tokens Vendor page
- Copilot retires GPT-5.5, GPT-5.4 and GPT-5 mini Vendor page
- Copilot retires Claude Opus 4.7 and older Gemini Flash models Vendor page
- Copilot individual sign-ups reopen Vendor announcement
- Copilot switches to AI Credits Vendor announcement
More: GitHub Copilot AI Credits · All Copilot plans · Cursor vs Copilot · Copilot vs Claude Code · How to check your usage
Dataset licence: CC BY 4.0.
FAQ
How many AI credits do Copilot Pro+ and Max include?
Pro+ includes 7,000 a month (3,900 base + 3,100 flex) for $39. Max includes 20,000 (10,000 base + 10,000 flex) for $100. GitHub says the flex allotment can change.
Which gives more AI credits per dollar?
Max: about 200 included credits per subscription dollar, against 179 on Pro+. That is PlanYield arithmetic on the published prices and credit totals.
When is Copilot Max cheaper than Pro+?
When you would use more than 13,100 credits a month. Max costs $61 more; at $0.01 a credit, that buys 6,100 extra credits on Pro+. Past that point, up to Max’s 20,000, Max costs less. PlanYield arithmetic; extra usage may be capped.
Is the Auto model discount different on Max?
Not now. Both rows list Auto model selection at 10% off model costs.